Solomon had already discussed “the futility of wealth” in 2:1–11, and some of those ideas are repeated here. What he did in this section was demolish several of the myths that people hold about wealth. Because they hold to these illusions, they rob themselves of the blessings God has for them.
Wealth brings satisfaction (v. 10). Some people treat money as though it were a god. They love it, make sacrifices for it, and think that it can do anything. Their minds are filled with thoughts about it; their lives are controlled by getting it and guarding it; and when they have it, they experience a great sense of security. What faith in the Lord does for the Christian, money does for many unbelievers. How often we hear people say, “Well, money may not be the number one thing in life, but it’s way ahead of whatever is number two!”
The person who loves money cannot be satisfied no matter how much is in the bank account—because the human heart was made to be satisfied only by God (3:11). “Take heed and beware of covetousness,” warned Jesus, “for one’s life does not consist in the abundance of the things which he possesses” (Luke 12: nkjv). First the person loves money, and then he loves more money, and the disappointing pursuit has begun that can lead to all sorts of problems. “For the love of money is a root of all kinds of evil” (1 Tim. 6: nkjv).
Money solves every problem (v. 11). There is no escaping the fact that we need a certain amount of money in order to live in this world, but money of itself is not the magic “cure-all” for every problem. In fact, an increase in wealth usually creates new problems that we never even knew existed before. Solomon mentioned one: relatives and friends start showing up and enjoying our hospitality. All we can do is watch them eat up our wealth. Or perhaps it is the tax agent who visits us and decides that we owe the government more money.
John Wesley, cofounder of the Methodist Church, told his people, “Make all you can, save all you can, give all you can.” Wesley himself could have been a very wealthy man, but he chose to live simply and give generously.
Wealth brings peace of mind (v. 12). The late Joe Louis, world heavyweight boxing champion, used to say, “I don’t like money actually, but it quiets my nerves.” But Solomon said that possessing wealth is no guarantee that your nerves will be calm and your sleep sound. According to him, the common laborer sleeps better than the rich man. The suggestion seems to be that the rich man ate too much and was kept awake all night by an upset stomach. But surely Solomon had something greater in mind than that. The Living Bible expresses verse 12 perfectly: “The man who works hard sleeps well whether he eats little or much, but the rich must worry and suffer insomnia.”
More than one preacher has mentioned John D. Rockefeller in his sermons as an example of a man whose life was almost ruined by wealth. At the age of fifty-three, Rockefeller was the world’s only billionaire, earning about a million dollars a week. But he was a sick man who lived on crackers and milk and could not sleep because of worry. When he started giving his money away, his health changed radically and he lived to celebrate his ninety-eighth birthday!
Yes, it’s good to have the things that money can buy, provided you don’t lose the things that money can’t buy.
Wealth provides security (vv. 13–17). The picture here is of two rich men. One hoarded all his wealth and ruined himself by becoming a miser. The other man made some unsound investments and lost his wealth. He was right back where he started from and had no estate to leave to his son. He spent the rest of his days in the darkness of discouragement and defeat, and he did not enjoy life. Like all of us, he brought nothing into the world at birth, and he took nothing out of the world at death (see Job 1:21; Ps. 49:17; 1 Tim. 6:7).
This account makes us think of our Lord’s parable about the rich fool (Luke 12:13–21). The man thought all his problems were solved when he became rich, but immediately he was faced with providing bigger barns for his wealth. He thought he was safe and secure for years to come, but that night he died! His money provided no security whatsoever.
Keep in mind that Solomon was advocating neither poverty nor riches, because both have their problems (Prov. 30:7–9). The Preacher was warning his listeners against the love of money and the delusions that wealth can bring. In the closing verses of the chapter (vv. 18–20), he affirmed once again the importance of accepting our station in life and enjoying the blessings that God gives to us.
The thing that is “good and fitting” (v. 18 nkjv) is to labor faithfully, enjoy the good things of life, and accept it all as the gracious gift of God. Solomon gave us this wise counsel before in 2:24; 3:12–13; and 3:22; and he will repeat it at least three more times before he ends his “sermon.”
There are three ways to get wealth: we can work for it, we can steal it, or we can receive it as a gift (see Eph. 4:28). Solomon saw the blessings of life as God’s gift to those who work and who accept that work as the favor of God. “To enjoy your work and to accept your lot in life—that is indeed a gift from God” (v. 19 tlb).
Solomon added another important thought: the ability to enjoy life’s blessings is also a gift from God. Solomon will expand on this thought in the next chapter and point out the unhappiness of people who possess wealth but are not able to enjoy it. We thank God for food, but we should also thank Him for healthy taste buds and a digestive system that functions correctly. A wealthy friend, now in heaven, often took me and my wife to expensive restaurants, but he was unable to enjoy the food because he couldn’t taste it. All of his wealth could not purchase healing for his taste buds.
Verse 20 may mean that the person who rejoices in God’s daily blessings will never have regrets. “The person who does that will not need to look back with sorrow on his past, for God gives him joy” (tlb). The time to start storing up happy memories is now. “So teach us to number our days, that we may apply our hearts unto wisdom” (Ps. 90:12).
It may also mean that the believer who gratefully accepts God’s gifts today will not fret and worry about how long he or she will live. It is an established fact that the people who have the most birthdays live the longest, but if they keep complaining about “getting old” they will have very little to enjoy. People who are thankful to God “will not dwell overmuch upon the passing years,” as the New English Bible translates verse 20. They will take each day as it comes and use it to serve the Lord.
In chapter 6, Solomon will conclude his discussion of “the futility of wealth.” He might well have chosen Matthew 6: as the text for his message: “But seek first the kingdom of God and His righteousness, and all these things shall be added to you” (nkjv). The important thing is that we love the Lord, accept the lot He assigns us, and enjoy the blessings He graciously bestows.
If we focus more on the gifts than on the Giver, we are guilty of idolatry. If we accept His gifts, but complain about them, we are guilty of ingratitude. If we hoard His gifts and will not share them with others, we are guilty of indulgence. But if we yield to His will and use what He gives us for His glory, then we can enjoy life and be satisfied.